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August 2021

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MSPs help pay your Medicare costs if you have limited income and savings. There are three main programs, each with different benefits and eligibility requirements:Qualified Medicare Beneficiary (QMB) Specified Low-Income Medicare Beneficiary (SLMB) Qualified Individual (QI)  Benefits of Qualified Medicare Beneficiary (QMB) Pays Part A & B premiums. Eliminates cost-sharing for Medicare-covered services.Gross Monthly Income Limit:  Individuals $1,094; Couples $1,472Asset Limit:  Individuals $7,970; Couples $11,960  Benefits of Specified Low-Income Medicare Beneficiary (SLMB) Pays

Common Open Enrollment Notices You can make changes to your Medicare coverage each year during Medicare’s Open Enrollment Period, which runs October 15 to December 7. Around September, you will start to receive notices with information about any changes to your coverage for the coming year. It is important to read and understand these notices, as they can help you decide if you should make changes to your coverage during Medicare’s

Fall Open Enrollment is the time of year when you can change your Medicare coverage. You can:Join a new Medicare Advantage Plan or stand-alone prescription drug (Part D) plan Switch between Original Medicare with or without a Part D plan and Medicare AdvantageListed below are six things to keep in mind while you are choosing your Medicare coverage.Fall Open Enrollment occurs each year from October 15 through December

The following information is from a tip sheet created by the Senior Medicare Patrol. Download the tip sheet from the Senior Medicare Patrol on protecting yourself from cardiovascular genetic testing fraud.Every time there’s a medical advance, there’s a scammer waiting around the corner to exploit it. When genetic testing first became an important medical service, scammers targeted cancer screenings and medication metabolization (called pharmacogenetics).The latest growing genetic testing fraud trend

You have options when it comes to how you get your Medicare coverage. The two main ways are Original Medicare or Medicare Advantage. When choosing which coverage is right for you, consider: COSTOriginal Medicare:  You pay a monthly Part B premium, and any copayments, coinsurances, and deductibles. There is no limit to how much you can pay out of pocket, but you can buy a Medicare Supplement Insurance (Medigap) policy to help.